KvaPay Becomes One of the First MiCA-Licensed Crypto Providers in the Czech Republic 🥳
KvaPay has officially obtained a MiCA license, becoming one of the first regulated crypto-asset service providers (CASPs) in the Czech Republic. This milestone confirms our commitment to security, transparency, and long-term trust, and allows us to provide fully regulated services across the European Union. For our customers, this means stronger protection of funds, higher operational standards, and access to crypto services built in full compliance with EU law. This achievement is not the finish line, but the beginning of a new chapter. We thank our dedicated team, the Czech National Bank for its professional oversight. With MiCA as our foundation, KvaPay is ready to shape the future of digital finance — securely, responsibly, and proudly under European regulation.
Bitcoin Hits Record Low Against Gold, Creating Potential Buying Opportunity
Bitcoin fell to its lowest level ever against gold in January when adjusted for global money supply, reaching a valuation extreme not seen since 2015. According to data from Bitwise Europe, this indicator has historically aligned with major market bottoms. The last time Bitcoin reached similar undervaluation levels versus gold was in 2015, which preceded an 11,800% price surge to 20 000 USD over the following two years. Analysts like Michaël van de Poppe and André Dragosch suggest this could signal an upcoming capital rotation from gold into Bitcoin, potentially starting as early as February or March. However, not all experts share this optimistic outlook. Analyst Benjamin Cowen warns that Bitcoin's downtrend may persist longer than expected, arguing that hopes for a "massive rotation" from precious metals could be misplaced in the short term. Despite the price pullback, on-chain data shows long-term Bitcoin holders are accumulating during the dip, with metrics suggesting patient investors are building positions. A pattern that has historically preceded durable market bottoms. While gold prices have surged and some analysts predict gold could reach 7 000 USD by year-end, the timing and speed of any potential shift to Bitcoin remains uncertain.
Bitcoin Dips to 61 000 USD Amid Market Volatility, Analysts Predict Further Decline
Bitcoin's price experienced a significant drop, falling to around 61 000 USD, marking a 30% decline and potentially the deepest pullback of the current bull run, according to analyst PlanC. The asset, which had reached an all-time high of 126 100 USD in October 2025, is now down approximately 45 % from its peak. Analyst Rajat Soni, has cautioned against overreacting to market swings, warning that such movements are often temporary. Meanwhile, predictions for further declines have emerged, with Peter Brandt forecasting a drop to 60 000 USD by Q3 2026, while Fidelity’s Jurrien Timmer sees 2026 as a "year off" for Bitcoin. Despite the downturn, some analysts expect rallies before the market reaches its cycle low in early October.
Stablecoins Emerge as Institutional "Digital Cash" in Moody’s 2026 Outlook
According to Moody’s 2026 outlook, stablecoins and tokenized deposits are transitioning from crypto-native tools to essential components of institutional financial infrastructure. With onchain settlement volume reaching $9 trillion in 2025 (up 87% from the previous year) these digital assets are increasingly used for liquidity management, collateral transfers, and cross-border payments. Financial institutions, including Citigroup and Société Générale, have conducted pilot programs to integrate stablecoins into core operations, with JPM Coin serving as a model for programmable digital cash that bridges traditional banking systems with blockchain-based settlement. The report forecasts over $300 billion in digital finance infrastructure investment by 2030, as banks and asset managers adopt tokenized bonds, funds, and credit products.
EU Commission Takes Action Against 12 Countries Over Crypto Tax Compliance
The European Commission has issued formal notices to 12 EU member states—Belgium, Bulgaria, Czechia, Estonia, Greece, Spain, Cyprus, Luxembourg, Malta, the Netherlands, Poland, and Portugal—for failing to fully implement the bloc's tax reporting rules for digital assets. The rules align with the OECD's crypto framework and are part of the EU's expanded regulatory approach to digital assets.